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What is Hire Purchase Agreement ?

Hire purchase agreement (HP) is a common way of paying for major items, such as furniture, electronics, cars ect.

Unlike other forms of purchasing methods, buying any good on HP means that:

You do not legally own the goods until you have paid the full amount of transaction, meaning you cannot pass on the products until agreement has been made with lender.  Usually in this case your HP agreement is with a third party, usually a finance company rather than the store you have bought the goods from, Which means legally the Finance company are the real owners of the goods until full payment is made to them. During the HP agreement; although you do not legally own the goods you are fully responsible of taking care of the goods.

Are you stuck with a Hire Purchase Agreement ? We could help you recover your money back that is correctly yours.

Reclaim Early Repayment Charges on any HP agreement settled early

Reclaim the Loan Repayment Insurance on an HP agreement if mis-sold

You may have bought some furniture, electronics or even a car with a hire purchase agreement and now stuck with it for years, do you actually know what is in the agreement?

 

 
 
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