Key changes to the Consumer Credit Act 1974 ("the Act") means that some credit cards and unsecured loans issued before 6th April 2007 could be totally written off through our legal process.

Unfortunately many lenders / institutions may have failed to have internal systems robust enough to ensure adherence to the requirements of the Act in relation to agreements.

Recent case law and amendments to the Act has resulted in an ability to challenge a regulated agreement on the basis of their non compliance with the strict requirements of the Act which was designed to protect consumers, such as you. For example the aim of the Act was to make sure consumers understood what rights they have and what redress was available if dissatisfied.

Irrespective of whom your credit card or unsecured loan provider is, so long as the balance is over £2,000 we could help. Should you choose to instruct Credit Issues one of our Appointed Representatives will contact you and once signed up our specialist team will obtain and assess your agreements and guide you through the rest of the process.

Not only are we seeking to write off or reduce the balance of your credit card or unsecured loan we will also seek to reclaim any mis-sold payment protection insurance or accident sickness cover together with interest, if a broker was involved in the making of the agreement we will seek to recover any secret commission paid to the broker and finally Credit Issues will endeavor to recover any extortionate charges on the agreements(s).

No matter how many cards or loans you have we could help with them all. If your case meets the qualifying criteria the balance of your credit or store card or unsecured loan could be written off in full. Sound too amazing to be true? Then take our simple online test now.